Key Momentum Mortgages

Mortgage Affordability Calculator

Find out how much home you can afford using Canadian lending guidelines.

Income
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Monthly Debts
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Mortgage Details
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5.00%
Insured mortgages: max 25 yrs (30 for FTHB / new builds)
Housing Costs
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50% of condo fees are used in GDS calculation
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This calculator provides estimates for informational purposes only and does not constitute financial advice.
Calculations use CMHC guidelines (GDS ≤ 39%, TDS ≤ 44%) and the federal mortgage stress test.
Actual qualification depends on credit history, lender policies, and other factors. Consult a licensed mortgage professional.